Hi, Welcome to Everything About Real Estate. Selling or purchasing a home is a major decision and no easy task. There are a lot of moving parts, and a lot of things you need to know. On this blog you’ll find tips on buying, selling, renting, relocating, and everything inbetween. A lot of my tips will be shared from credible sources, and will be noted in each blog. Follow me on social networks, and ask any questions. Who knows, it may become the next blog entry.

May 1, 2018

Tips For Selling Your Home #2 "Price It Right"

Posted by: Cornelius Hardy

Sure the home two streets over just sold for a million dollars. Don’t get too happy. That home had 7 bedrooms, 4 bathrooms, a Olympic size swimming pool, and a 6 car garage. Your homes has 3 bedrooms, 2 baths, a above ground blowup pool, and a 2 car garage. Remember when you were younger and used to play “Can you spot the difference” in school? Well this scenario is kinda like that one. Your house isn’t going to fetch the same amount because it’s in a different league.

When you price you house for sale, it needs to be based on the current market. Not what happened years ago. Not what you think will happen in the future, but what homes similar to yours are going for in your area right now. In order to do that, you need to do research. This is where the help of a Realtor or Real Estate Agent comes in handy. 

Agent spend time and money learning the market. Even after being licensed, they are still required to take ongiong training. A agent will be able to research for you, and find out which homes are similiar to yours, which have sold in the last week, month, or year. They can give you what’s called a Comparative Market Analysis which means your property is compared to others in order to reach an estimated selling range. You’ll usually get a low, medium, and high number. 

If you list your home too low, people will wonder what’s wrong with it, or what’s hidden that will cost me later. If you overprice it, people won’t show up to see it. This could really hurt you in the few months after when you finally have to lower the price. It’s best to start off with the right price. Get more buyers looking, and have them fight for the chance to own it.

 

Ready to sell you property? Contact me to find out what your home is worth.

 

Don’t forget to fcome say hi on instagram at @luxuryorlandoflhomes

 

Cornelius Hardy

CENTURY 21 Carioti

May 1, 2018

Tips For Selling Your House #1 " Keep It Clean"

Posted by: Cornelius Hardy

The going away party from last weekend was lit right? So much so, that your house looks like the party ended a few minutes ago.

Future buyers don’t care about your party. They want to invision starting a life in your house. If they walk in and there is a must smell, they’ll wonder if it will ever go away. If the carpet is super dirty, automatically they can see an expense because to them, it needs to be replaced even though it may just be dirty.

Get the carpet professionally cleaned. You can also rent machines and do it yourself.

Wash the dirty laundry, and either leave it in the washer/dryer or put it away.

Put things away. Your decor isn’t everyone else’s decor. Less is more.

Wash the dishes and wipe down every surface in the kitchen, in addition to any other places you frequently eat.

Dust everything.

Hire an exterminator. A million dollar homes shouldn’t have a bunch of roaches running around.

You want a buyer to need your house. You want them to pay asking price because it’s exactly what they are looking for.

Ready to sell you property? Contact me to find out what your home is worth.

 

Don’t forget to fcome say hi on instagram at @luxuryorlandoflhomes

 

Cornelius Hardy

CENTURY 21 Carioti

 

 

Apr 25, 2017

You're Not Ready To Purchase A Home

Posted by: Cornelius Hardy

Well you’re probably thinking “How do you expect to sell houses with that attitude”. Don’t worry, I said it with good intention. I want my clients to know me as honest and trustworthy, and that “fact” is the current situation for many of us. Many of us have a dream about home ownership. We’ve thought about that big home with the white pickett fence, and big backyard for the kids and the dog. You know what I’m talking about. My dream is so big that I don’t own a home yet. Let me tell you why.

The Work

Buying a home takes more than a dream. It takes work and preparation. You know how you make sure everything is ready for that big presentation at work, or the school play. It takes that same type of preparation to purchase a home. There are things you need to set in place before you can make that happen.

Credit

Fist of all. CHECK YOUR CREDIT OFTEN. You can use sites like Credit Karma  or Credit Wise. This isn’t the only factor in purchasing a home, but it is one of the major ones. Can you purchase a home with a score in the 500’s? Sure you can depending on market condition, and lenders. However, rates are going to be high, and it’s going to be a struggle trying to find a lender to work with you. Rates above 620 are ideal. The higher the score, the better chance you have of getting approved. You do not need a card from every department store. Try keeping only 2 credit cards, and don’t use more than 30% of the available credit. It shows you can borrow money responsibly. Having a installment loan such a car note helps improve your credit over time, but don’t get one right when your about to apply for a home. I happened to damage my credit while in college. When you’re out of high school, every company wants you to “help” you by giving you a credit card. I took advantage of 3 of them. It started of great, and I made every payment (minimum) on time. I used my cards for school supplies(architecture is really expensive), food, gas, and everything else. My car died which kept me from delivering pizza’s any longer, or getting to the home audio store I worked at. Everything else was too far to walk to and there was no public transportation. My credit suffered for many years after that.

Stability

Even with good credit, it’s going to be hard to secure a loan without a stable work history. It doesn’t matter how much money you have. Lenders want to know where the money came from. Job history or tax return will be required. Find a job/business you like and stick with it. If you know you want to purchase a home in the next 5 years, start setting yourself up for success now. If you are going to switch jobs, some lenders like you to stay within the same industry. My entire life I’ve been job to job. Every job before my new job sucked. I didn’t like the pay, or the management, or the pay(one more time) etc. Speaking of pay. If you’ve been working at a company for 5 years, and only make $1500 a month. It’s time to find something better. I finally started my own business in 2007. Even then I loved(and still do) what I did but didn’t make enough money, so ended up always working part time somewhere to fund it, and pay bills which took focus off of building the business. A few years ago I evaluated where I wanted to be in the next 5 years and decided I was going to change my life which is how I got into Real Estate. I had one major setback, but otherwise the plan has been coming along.

The Dream

Some of us have dreams that are out of reach “for now”. No dream is too large, but it may take time to get to it. My problem, besides not knowing where I want to live forever. I want a really big house. I want it to be new and never lived in. I want space inbetween me and the neighbors so my kids can be as loud as they want. My credit and finances are not ready for that move yet. I’m not ready to purchase a home yet. Maybe I could start with something smaller, but this is what I want. There are many programs to help you purchase a home from down payment assistance, to first time buyers. They won’t work in every situation though. Some of you have that same outlook. You want something specific, and you should. At the moment your credit and income may not be where it needs to be to purchase “that” dream home. You have a choice of settling for something else, or improving your odds of getting exactly what you want. As your Realtor, I could sell you a home today, I could sell you a home in 2 years. It’s not about me though. I want you to look back and be happy about the decision you made, so it’s up to you to know when you are ready to purchase a home.

I’m hoping over the life of this blog, I can help you achieve your dream of owning your dream home. I’m hoping I can share great tips that will help you to find your dream way faster than I did(or will). I want to share tips( for both sellers and buyers), and answer the questions that are on your mind, so please comment on my blogs on my Facebook and Instagram pages.

Cornelius the REALTOR